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Working Capital Finance

  • Based on the concept of Murabahah, this finance option is available for purchase of goods, including machinery, raw materials, furniture, real estate, stocks & others (acceptable to Shari’a). Medium to Long Term tenure options are available with fixed rates.

  • Based on the concept of Mudarabah (Equity), this option offers a short tenure of 1 year and functions as a short-term running facility account for business customers. It is based on actual performance but capped at approved rate, with the option of price rescheduling.

  • Based on the concept of Restricted Wakalah, this finance option offers a short-term finance facility to enhance cash flow management with a short tenure of 1 year. It is based on actual performance but capped at approved rate, with the option of price rescheduling.