Accounts

Savings Account is based on the Islamic concept of Mudaraba wherein we act as the business manager and the customer is the capital provider. This product provides monthly profit to customers against the investment made by Maisarah. Profit is calculated on daily basis and credited into the customer’s account on a monthly basis. Customers can enjoy Sharia compliant profit on their investments by opening an account with minimum balance of OMR 100.

  • Expected profit payment on monthly basis.
  • ATM/ Debit Card.
  • Quick & easy process.
Your benefits Include:
  • Sharia Compliant (Mudaraba)
  • Fast and easy account opening
  • Easy access to your account through Visa ATM/Debit Card
  • Expected profit payment on monthly basis
  • Help you and your family create a saving habit


Prize Account

Details

Weekly

Monthly

Maisarah Anniversary Prize

Renaissance Day Prize

Back to School

Special Draw (Oct)

Women Day

National Day

Mega

Amount of prize

100

1,000

10,000

10,000

1,000

10,000

1,000

1,000

100,000

Winner per branch

3

1

1

NA

1

NA

1

1

NA

No. of customers per Draw

30

10

10

3

10

3

10

10

1

Total prizes in the Draw

1,500

120

10

3

10

3

10

10

1


Win prizes throughout the year!


Guaranteed prizes for every branch • Bigger prizes • More winners

Open Maisarah Prize Account today and be a winner!


General customers will have one chance, affluent customers will have 2 chances and Priority Banking customers will have 3 chances of winning. Customer is entitled to the draw of the Prize Account when an average balance of OMR 100 is available for one week for weekly draws and for a month for other draws. Anticipated profit rate up to 3% p.a. subject to the weightages applicable for each month. Based on the Islamic concept of Mudarabah, this account is Shari’a compliant. The prizes will be given from the shareholder funds. The scheme is valid from 1st of January till 31st of December 2019. OMR 40,000 prize amount & 167 prizes have been allocated for special draws on special events or for new branches to be announced during the year. Terms and conditions apply.



Current Account is based on the Islamic concept of Qard, an interest free loan provided by the customer to Maisarah where the principle is guaranteed to the depositor and it is payable on customer’s demand without any penalty. It is a value added product which is a suitable solution for individuals as well as business entities looking for a checking account based on Islamic financing principles.

  • Local & International Remittances.
  • ATM/ Debit Card & Cheque Book.
  • Quick & easy process
Your benefits Include:
  • Sharia Compliant (Qard Hassan)
  • Fast and easy account opening
  • Account can be opened with as low as OMR 200
  • Easy access to your account through VISA ATM / Debit Card
  • Cheque book facility
  • Inward & outward clearing


Ameen Investment Account is based on the Islamic principle of Wakala. In this structure, we invest the funds in Shariah compliant transactions where the customers get expected profit and Maisarah is entitled to the Wakala fee together with any profit that exceeds the customer’s expected profit as an incentive. The profit is calculated on daily basis and paid at the end of each month.

  • Investment in local/ foreign currencies.
  • Cheque book.
  • Quick & easy processes.

Through Maisarah Saving Account, we work with you as your trusted partner and help define your savings and increase your financial security.


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